to buy life insurance.
The truth is, more people are shopping for life insurance than actually buying it. We’re here to take you from browsing to actually getting covered. No more hesitation or confusion. With us, you get an instant quote, you quickly start the application process, and then to help you make an informed decision, we have a network of local, experienced insurance agents to guide you and turn you from a shopper into a buyer with the coverage that’s best for you and your family.
You get to know your options, you get a great value, and have everything you need to buy the policy that’s best for you.
The goal of life insurance is to provide a measure of financial security for your family after you die. A life insurance policy will help them meet the financial needs that your income would have normally covered.
There are only two types of life insurance, whole life (sometimes called permanent insurance) and term life insurance with variations of each.
|TERM LIFE INSURANCE||WHOLE LIFE INSURANCE|
(typically lasts 10, 20, 30 or 40 years)
(meant to be in effect for life)
(typically 5-10% of the cost of whole life)
(10 to 20 times the cost of term insurance)
|No Cash Value.
(does not build cash over time)
(accumulates cash value over time)
As a general rule, you need 8-12 times your annual income in life insurance. Try our
needs calculator below to get a better idea about what's right for you.