Protect The Ones You Love
Hands down, the best way
to buy life insurance.
to buy life insurance.
Easy. Independent. Smart.
The best way to buy? You bet. And here’s why.
The truth is, more people are shopping for life insurance than actually buying it. We’re here to take you from browsing to actually getting covered. No more hesitation or confusion. With us, you get an instant quote, you quickly start the application process, and then to help you make an informed decision, we have a network of local, experienced insurance agents to guide you and turn you from a shopper into a buyer with the coverage that’s best for you and your family.
Easy
Answer a few quick questions and in less than 2 minutes get an estimate of your price and start the application process.
Independent
Our independent agents represent more than one company, so they can help you get the best value and the right coverage.
Smart
You get to know your options, you get a great value, and have everything you need to buy the policy that’s best for you.
What is life insurance?
The goal of life insurance is to provide a measure of financial security for your family after you die. A life insurance policy will help them meet the financial needs that your income would have normally covered.
Term Life vs. Whole Life
There are only two types of life insurance, whole life (sometimes called permanent insurance) and term life insurance with variations of each.
| TERM LIFE INSURANCE | WHOLE LIFE INSURANCE |
|---|---|
| Temporary Coverage. (typically lasts 10, 20, 30 or 40 years) |
Permanent Coverage. (meant to be in effect for life) |
| Lower Payments. (typically 5-10% of the cost of whole life) |
Higher Payments. (10 to 20 times the cost of term insurance) |
| No Cash Value. (does not build cash over time) |
Cash Value. (accumulates cash value over time) |
How much life insurance do you need?
As a general rule, you need 8-12 times your annual income in life insurance. Try our
needs calculator below to get a better idea about what's right for you.
Want some help along the way?
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