Protect The Ones You Love
Hands down, the best way
to buy life insurance.
Easy. Independent. Smart.
Free Life Insurance Quote

The best way to buy? You bet. And here’s why.

The truth is, more people are shopping for life insurance than actually buying it. We’re here to take you from browsing to actually getting covered. No more hesitation or confusion. With us, you get an instant quote, you quickly start the application process, and then to help you make an informed decision, we have a network of local, experienced insurance agents to guide you and turn you from a shopper into a buyer with the coverage that’s best for you and your family.



Answer a few quick questions and in less than 2 minutes get an estimate of your price and start the application process.


Our independent agents represent more than one company, so they can help you get the best value and the right coverage.


You get to know your options, you get a great value, and have everything you need to buy the policy that’s best for you.


What is life insurance?

The goal of life insurance is to provide a measure of financial security for your family after you die. A life insurance policy will help them meet the financial needs that your income would have normally covered. 

Get Free Quote Needs Calculator

Term Life vs. Whole Life

There are only two types of life insurance, whole life (sometimes called permanent insurance) and term life insurance with variations of each.

Temporary Coverage.
(typically lasts 10, 20, 30 or 40 years)
Permanent Coverage.
(meant to be in effect for life)
Lower Payments.
(typically 5-10% of the cost of whole life)
Higher Payments.
(10 to 20 times the cost of term insurance)
No Cash Value.
(does not build cash over time)
Cash Value.
(accumulates cash value over time)

How much life insurance do you need?

As a general rule, you need 8-12 times your annual income in life insurance. Try our
needs calculator below to get a better idea about what's right for you.


Want some help along the way?
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I loved my experience working with Give Your Kid a Million. Before I would simply browse for life insurance and immediately feel overwhelmed. The agent who helped me made the whole process easy to understand and even helped get my policy at the original quoted price.

Frank S.

Age 37
Lombard, IL

Working with Give Your Kid a Million couldn’t have been easier. I always felt intimidated when looking to buy life insurance before and thought it would cost too much, but they guided me through the whole process and delivered a policy that made sense to me and my family.

Andrew C.

Age 36
Batavia, IL

I already had a life term insurance policy with another company but a friend told me about Give Your Kid a Million and I thought to see if I can get a better value. I was quickly partnered with a local agent who reviewed everything and I ended up buying a whole new policy at a better price. Everything about them was easy and friendly, I highly recommend you get insured through them.

Rachel G.

Age 43
Chicago, IL

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