Masterson Insurance Agency, LLC blog

Preventing the Summer Slide: Summer Tips and Learning Activities for Kids
Preventing the Summer Slide: Summer Tips and Learning Activities for Kids

Without some brain workouts along the way, your child will lose some academic ground over the summer. Prevent it with these learning activities for kids.

11 Fun Activities for Kids this Summer
11 Fun Activities for Kids this Summer

Your kids are ready to have fun as the weather gets warm. Here are the top 11 fun activities for kids this summer.

11 Reasons to Send Your Child to Summer Camp
11 Reasons to Send Your Child to Summer Camp

Wondering whether or not to send your child to summer camp? Here are 11 exciting benefits of summer camp for kids.

Swimming Safe: 5 Top Pool Safety Tips for Parents
Swimming Safe: 5 Top Pool Safety Tips for Parents

Summer is in full swing, and as much as your kids may love swimming, it comes it its risks. Keep them to a minimum with these important pool safety tips.

Summer School for High Schoolers: The Pros and Cons
Summer School for High Schoolers: The Pros and Cons

Many students find summer school highly beneficial, but for others, it may not be a good fit. What are the ups and downs of summer school? If you’re wondering whether summer school for a high schooler is worth it, find a few pros and cons to consider.

Dying Intestate: Without a Will, Who Gets What?
Dying Intestate: Without a Will, Who Gets What?

Some people are superstitious and think making a will could cause them to die. It won't, obviously. But others think wills are only for wealthy people. Or they think young people don't need wills. Or they don't want to start family squabbles. The truth is that anyone with any assets at all needs a will.

How to Negotiate Visitation or Custody for Children Between Split Parents
How to Negotiate Visitation or Custody for Children Between Split Parents

Many parents face the challenge of negotiating terms of visitation and custody, which can be a daunting task. When tensions are high, often around the end of a relationship, it can feel impossible to make good, sound decisions for your children’s well-being.

How Does Your Driving Record Affect Life Insurance?
How Does Your Driving Record Affect Life Insurance?

Securing life insurance is one of the most important purchases to make. No one enjoys talking about the unexpected, especially something as difficult as your own death. But it’s important to set up security for family members or dependents so that in case of an accident, you can still take care of your family.

A Survival Guide for Visiting Family with Your Kids
A Survival Guide for Visiting Family with Your Kids

If your family vacation this year includes visiting family, these survival tips just might help you avoid a vacation nightmare.

How to Choose the Right Extracurricular Activities for Your Kids
How to Choose the Right Extracurricular Activities for Your Kids

If you’re struggling to find the right kind of activities for your kids, you’re not alone. Most parents find this to be difficult when kids either want to quit one activity or just don’t seem to be good at it. Is it too much to ask of them? How much do they really want to be involved? Should you make them finish out the season if they want to quit?

Day Care vs. Nanny Share: Which is Most Cost Effective?
Day Care vs. Nanny Share: Which is Most Cost Effective?

As parents, you’re faced with a lot of decisions to make about childcare. Read this to find out about the pro’s and con’s of day care vs. nanny care.

How much should you pay your babysitter?
How much should you pay your babysitter?

You probably know it’s not acceptable to pay your babysitter in bubblegum. What you may not know, is what the fair market rate of pay is for a sitter these days. We break it down for you here.

 Protect Your Progeny: 5 Types of Child Safety Locks
Protect Your Progeny: 5 Types of Child Safety Locks

Using child safety locks is absolutely necessary if you don't want your toddler to open every cabinet in the house. Think safety first and check out these great options.

The Dangers of Improperly Installed Child Safety Seats
The Dangers of Improperly Installed Child Safety Seats

How you install your child’s safety seat, as well as choosing the right type of safety seat, are what matters when it comes to keeping your kids safe in the car. Find out why not doing these two things correctly could have devastating consequences.

The Best Life Insurance for People in Their 30's
The Best Life Insurance for People in Their 30's

If you're in your 30's and you're trying to figure out what kind of life insurance you need, you'll want to read this. This is what you need to know when you're searching for the best life insurance for 30-something's.

The Dangers of Using Hot Tap Water for Cooking and Drinking
The Dangers of Using Hot Tap Water for Cooking and Drinking

Cutting corners to save time in the kitchen can pose a real danger to you and your family, especially if you’re using hot tap water to prime your pasta pot, prepare a cup of hot tea or mix up baby formula. Find out why!

Preparing for the Worst: How Much Life Insurance Do I Need?
Preparing for the Worst: How Much Life Insurance Do I Need?

Have you been asking yourself the questions, "How much life insurance do I need?" If so, make sure you take a look at this guide to find answers.

How to Use Life Insurance to Help Pay For College
How to Use Life Insurance to Help Pay For College

Did you know life insurance can be used to help pay for college? Here’s what you need to know about how life insurance can help you save for your child’s college fund.

Do You Need More Life Insurance After Having a Baby?
Do You Need More Life Insurance After Having a Baby?

When it comes to life insurance, parents often wonder if they need to purchase additional coverage after their baby is born. Here's the answer.

10 Safety Tips For Parents This Halloween
10 Safety Tips For Parents This Halloween

Your local Give Your Kid a Million agency partner has always been about protecting the ones you love. That’s why we’ve compiled this list of the top 10 tips for keeping your little pumpkins safe this Halloween.

Estate Planning and Life Insurance: How It Could Benefit Your Estate
Estate Planning and Life Insurance: How It Could Benefit Your Estate

Did you know life insurance and estate planning go hand in hand? There are some facts that are important to know. Learn about how they could benefit you.

Life Insurance Advice: Why You Need Key Man Insurance
Life Insurance Advice: Why You Need Key Man Insurance

Attention Business Owners: There is a life insurance policy you can purchase for your business called Key Man Insurance. Find out what it is, how it works and why you shouldn’t go another day without it.

Can Smoking Pot Have an Effect on Your Life Insurance Rates?
Can Smoking Pot Have an Effect on Your Life Insurance Rates?

It’s no secret that legal use of Marijuana is a hot topic in the U.S. right now. 31 states have legalized pot for medicinal use, with 9 that have also legalized it for recreational purposes. Did you know that smoking pot might affect your life insurance premiums? To find out more, read this article!

How to Use Your Life Insurance Benefits Without Dying
How to Use Your Life Insurance Benefits Without Dying

Did you know that there are types of life insurance policies that can benefit you while you’re still living? Policies with “living benefits” allow a policy holder to access some of the policy’s proceeds while he or she is still alive. To learn more about how accelerated death benefit policies might benefit you, read this!

Secure Your New Baby's Education
Secure Your New Baby's Education

College has gotten so expensive now that you've got to start saving for your child's education as soon as he or she is born. If you need some pointers on how to get started, check out this article.

Is No Medical Exam Life Insurance Right for You?
Is No Medical Exam Life Insurance Right for You?

While most life insurance policies require a medical exam, there are several life insurance policies that require no medical exam. This is one type of policy that isn't right for everyone, but could be for you. Continue reading to learn more.

What's Whole Life?
What's Whole Life?

In the 1960's, 72 percent of Americans had life insurance. That number dropped to 44 percent in the year 2000. This drop may have happened because many people don't think they can afford life insurance or don't know their options. Do you wonder what whole life insurance can do for you? Then this guide is for you. Keep reading for everything you need to know.

5 Essential Things to Know About Life Insurance for Your Children
5 Essential Things to Know About Life Insurance for Your Children

Children are fragile; they demand your extra care and attention. One of the best ways to protect your family is to purchase child life insurance.If you're considering life insurance for your child, we've created the ultimate list of five essential things to know. Read this to learn more about buying life insurance for your children.

3 Misconceptions About Life Insurance
3 Misconceptions About Life Insurance

There may be lots of things you know about life insurance, but these three facts may surprise you. This short video explains how getting life insurance is probably easier than you think, where you can find the answers to your life insurance questions and the easiest way to get a quote.

Single Dads: Are You Putting Your Kids at Risk?
Single Dads: Are You Putting Your Kids at Risk?

Did you know that single dads with household incomes between $50k-$250k are most at risk for dying without ANY life insurance at all? Find out more here and protect your family!

What's Term Life Insurance?
What's Term Life Insurance?

Did you know that Term Life Insurance is more affordable than you probably think? Watch this quick video and learn all about it! Get a free quote from your independent Give Your Kid A Million agency partner today!

New Parents? Get the Basics on Life Insurance
New Parents? Get the Basics on Life Insurance

New from Give Your Kid a Million - a complete guide for new and expecting parents. Find out what life insurance is, why it's important and what type of policy might be best for your family!

Becoming a New Parent Can Mean New Financial Responsibilities
Becoming a New Parent Can Mean New Financial Responsibilities

The birth of a child is an exciting time in your life. There are so many new memories and happy times ahead. But along with that also comes some additional financial responsibility which should include having a plan for the unexpected.

How Much Life Insurance is Enough?
How Much Life Insurance is Enough?

Your employer-sponsored coverage may not even come close to meeting your needs. Online calculators aren't always accurate and there's many things to consider that you may not have even though of. Working with a local agent assures every detail is covered, giving you all the information you need to make the best decision for your family's financial future.

Can You Be Approved for Life Insurance When You Are Pregnant?
Can You Be Approved for Life Insurance When You Are Pregnant?

Life insurance is typically purchased in order to ensure that loved ones and survivors won't have to face financial hardship in case of the unexpected. When an applicant has certain health issues, though, qualifying for the needed coverage may not necessarily always be easy. This could be the case when a woman is pregnant.

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Masterson Insurance Agency, LLC blog